If you have been delaying purchasing your new home, Now might be the time to act. According to several different industry mortgage rate surveys, rates will be even higher by the time 2015 rolls around. This is not the only issue in delaying your potenti
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According to the National Association of Realtors 2013 survey of First Time Home Buyers, the most common ways that homebuyers came up with the downpayment needed to buy a home was cutting down luxury spending. Cutting down entertainment spendin
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There are all sorts of home loan programs out there, including zero down, no down payment, or 100% financing mortgages. Buying a home without having to come up with a down payment (usually worth tens of thousands of dollars) sounds like a pretty nice
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The terms and rate you are offered on a home loan are very much based on your credit score these days. Your credit score is designed to tell lenders just how risky of a borrower you will be, based on your past history of handling (or not handling) cre
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If your thinking about purchasing your first home it can be little overwhelming trying to decipher threw all the programs available for a 1st time buyer. This blog post is aimed at walking you threw some of the things to consider as well as the mort
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