Jeff Shott

NMLS # 359672

818-887-7653

jeff@zfgmortgage.com

Blog

Understanding USDA Rural Development Loans: Benefits and Eligibility

Understanding USDA Rural Development Loans: Benefits and Eligibility

If you're thinking about buying a home and don't have money for a down-payment you might want to consider a USDA Rural Development Loan. Let's talk about these loans and how they could make your dream of owning a home a reality! This article will give you

May 02, 2024 | Purchasing a Home

A Comprehensive Guide to Protect Yourself Against Mortgage Fraud

A Comprehensive Guide to Protect Yourself Against Mortgage Fraud

Starting your journey to homeownership is an exciting and big step. But buying a home isn't without its challenges, and one of the risks in today's real estate market is mortgage fraud. In recent years, fraudsters have become more clever, making it import

Apr 30, 2024 | Purchasing a Home

How a 5% Mortgage Can Get You Into Real Estate Investment

How a 5% Mortgage Can Get You Into Real Estate Investment

Starting a real estate investing business can be both exciting and challenging. In November 2023, Fannie Mae reduced the required down payment on owner-occupied multi-family properties from between 15% and 25% to just 5%. This change opens up a unique opp

Apr 25, 2024 | Purchasing a Home

The Importance of Debt Consolidation Home Loans

The Importance of Debt Consolidation Home Loans

Navigating the complex landscape of home loans can be a daunting task for prospective homeowners. Among the myriad financial considerations, debt consolidation emerges as a strategic tool that not only simplifies financial management but can also signific

Apr 23, 2024 | Refinancing a Home

Annual Mortgage Review for First-Time Buyers

Annual Mortgage Review for First-Time Buyers

Congratulations on your journey to homeownership! As a first-time buyer, you've likely spent time researching mortgage terms, interest rates, and paperwork to secure your place in the real estate market. But remember, your responsibilities don't end when

Apr 18, 2024 | Purchasing a Home

A Guide to Buying a Home in the U.S. for Non-U.S. Citizens

A Guide to Buying a Home in the U.S. for Non-U.S. Citizens

Navigating the process of buying a home in the United States can feel like figuring out a complex puzzle. For people from other countries, getting a mortgage can be tough but worth it. To succeed, you need to understand the ins and outs of the system. Und

Apr 16, 2024 | Purchasing a Home

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