Jeff Shott

NMLS # 359672

818-887-7653

jeff@zfgmortgage.com

Blog

Should I Rent or Buy?

Should I Rent or Buy?

While homeownership has long been the American dream, buying a home is not necessarily the best choice for every person or every situation. There are many factors to consider in determining if a home purchase is the right decision for you right now. Can

Jun 14, 2018 | Purchasing a Home

4 Reasons You Don’t Want to Pay PMI

4 Reasons You Don’t Want to Pay PMI

Years ago, a 20% down payment was a requirement for obtaining a mortgage loan. Putting that much money down made it less likely that borrowers would simply default on their home loans and gave lenders a measure of security and collateral in the case of fo

Jun 07, 2018 | First-time Homebuyers

Why you should purchase a home this year!

Why you should purchase a home this year!

If you have been delaying purchasing your new home, Now might be the time to act. According to several different industry mortgage rate surveys, rates will be even higher by the time 2015 rolls around. This is not the only issue in delaying your potentia

Apr 23, 2014 | mortgage rates 2015 mortgage rates 2014 mortgage rate mortgage rate tulsa mortgage rates mortgage Oklahoma mortgage approval process Oklahoma mortgage rates zero down mortgage mortgage rates tulsa mortgage Tulsa first time home buyers first time home buyer program first time home buyer Infographic home loan mortgage buying a home purchaing a home

Percentage of Millennial Home Buyers Planning to Buy in 2014

Percentage of Millennial Home Buyers Planning to Buy in 2014

Are you a Millennial Home Buyer that's planning on purchasing a home in 2014? According to a recent Plute Group survey of Millennial Home Buyers over 85% plan to purchase a home in the near future. With over 49% planning on purchasing a home within th

Apr 17, 2014 | 1st time home buyer 1st time home buyer home loan 1st time home buyer home mortgage 1st time home buyer program 1st time home buyer loan millennial home buyers first time home buyers first time home buyer

How do 1st time homebuyers get the downpayment

How do 1st time homebuyers get the downpayment

According to the National Association of Realtors 2013  survey of First Time Home Buyers, the most common ways that homebuyers came up with the downpayment needed to buy a home was cutting down luxury spending. Cutting down entertainment spendin

Mar 11, 2014 | 1st time home buyer 1st time home buyer home loan 1st time home buyer home mortgage 1st time home buyer loan 1st time home buyer program first time home buyer mortgage first time home buyer zero down mortgage Infographic mortgage home loan

First Time Home Buyers Downpayment Sources

First Time Home Buyers Downpayment Sources

According to a recent NAR (National Association of Realtors) Home Buyers & Home Sellers profile survey for 2013, here are the most common sources First Time Home Buyers used for the down payment on there new home purchases. Looks like saving

Mar 09, 2014 | Infographic 1st time home buyer 1st time home buyer program 1st time home buyer home mortgage 1st time home buyer loan first time home buyer first time home buyer program 1st time home buyer home loan